Wills & Trusts

We offer a wide spectrum of Will Writing Services, ranging from our mirrored Wills to a completely tailored Estate Planning Service. This comprehensive service includes Protective Wills, Trusts, Guardianship, Lasting Power of Attorney (LPAs), Inheritance Tax Planning, and Long-Term Carefree Planning. Our goal is to provide you with the assurance that your family members and loved ones will be safeguarded after your passing.

We suggest our clients request to have an Initial Meeting with us. You will then have a one-to-one meeting with one of our professional advisers to understand your specific Estate Planning goals and for you to find out the options available to you to protect your Estate.

We are a family-run company, driven by a passion for consistently doing what is right. Our familial ethos underscores every aspect of our business, ensuring a personalised and caring approach to meet the unique needs of each client. This dedication is ingrained in our values, fostering a sense of trust and reliability that extends beyond conventional business relationships.

With a shared sense of purpose within our family, we are devoted to delivering exceptional services, building lasting connections, and prioritising the well-being of those we serve. Our commitment stems from the understanding that our clients are an extension of our larger family, and we are steadfast in our dedication to providing them with the highest standards of care and service.

If you are unsure what you need, booking an initial meeting to discuss your Estate Planning goals with an expert Adviser is a good start. This will provide a great level of knowledge for you to then make an informed decision about what you want to achieve from your Estate Planning.

We carry a professional indemnity and have your needs at the forefront of our business.

Facing the task of writing a Will can feel overwhelming. Legal jargon, confusing myths, and the emotional weight of the subject often lead people to procrastinate. Yet, all they want is to safeguard their loved ones from the financial and emotional burdens of intestacy (dying without a Will).

At Cruse Will Writing, we understand your desire for peace of mind. We offer expert guidance to ensure your Will reflects your wishes and protects your legacy. Too often, we see poorly drafted Wills (even some by lawyers!) that leave families vulnerable. Our estate planning specialists are skilled in crafting legally binding Wills and providing comprehensive, personalised advice.

With Cruse Will Writing, you can be confident that your loved ones are protected, and your wishes are honoured.

Estate planning costs are tailored to your specific needs and goals. No one-size-fits-all here! During our initial meeting, you'll receive a detailed breakdown of recommendations and their respective costs.

You're in control — choose whatever plan works best for you, from everything to a single element or even opting out entirely, all payable once the work has been completed in line with our terms.

There are a number of Trusts which may be needed in your Will but your advisor will talk them through if they are relevant to you. Trusts can be helpful in a variety of ways, depending on your individual circumstances and goals. Here are some of the most common benefits:

Asset protection

Trusts can help protect your assets from creditors, lawsuits, and even divorce. This is because the assets in a trust are owned by the trust itself, not by you. This can be especially helpful if you have a high net worth or are concerned about potential future financial problems.

Estate planning

Trusts can be used to avoid probate, which is the legal process of distributing your assets after you die. This can save your loved one's time, money, and stress. Trusts can also be used to control how your assets are distributed after your death. For example, you can use a trust to leave money to your children when they reach a certain age, or to provide for a loved one with special needs.

Tax benefits

Trusts can be used to reduce your tax liability. For example, you can use a trust to shelter assets from income taxes, or to gift assets to your heirs without having to pay gift taxes.

Privacy

Trusts can be used to keep your financial information private. This can be helpful if you are concerned about your privacy, or if you have assets that you do not want to be made public.

Flexibility

Trusts are a very flexible estate planning tool. You can tailor a trust to meet your specific needs and goals.

If you are considering using a Trust, it is important to do your research and speak to us to make sure that it is the right option for you.

A trust is a legal arrangement where assets are held by one person (the trustee) for the benefit of another person (the beneficiary). Think of it as a container that holds your belongings and specifies who gets them and when.

Imagine you have a box of valuable family heirlooms. You want your grandchildren to inherit them when they turn 18, but you're worried they might sell them too soon. You can create a trust, put the heirlooms in it, and name yourself (or someone else you trust) as the trustee. The trustee will then manage the heirlooms and make sure they are passed on to your grandchildren at the right time.

Key players in a trust:

Grantor (or settlor)

The person who creates the trust and puts assets into it.

Trustee

The person who manages the assets in the trust for the benefit of the beneficiaries.

Beneficiary

The person who receives the benefits of the trust.